Important Legal Information

The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Koehler Financial Services, Inc. or its affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Koehler Financial Services, Inc. or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.

Disclaimer of Warranty and Limitation of Liability
 The information on this site is provided "AS IS". Koehler Financial Services, Inc. does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Koehler Financial Services, Inc. will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, Koehler Financial Services, Inc. cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Koehler Financial Services, Inc., nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Koehler Financial Services, Inc. or of any vendor providing software or services support. In no event will Koehler Financial Services, Inc., its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Koehler Financial Services, Inc. or any other party have been advised of the possibility thereof. 

USA Patriot Act
In response to the terrorist attacks on September 11, 2001 , the US Congress passed the USA PATRIOT Act. Parts of this Act apply to the financial services industry and require certain financial institutions to request specific information from clients. 


Customer Identification Program Notice

Important Information You Need to Know

About Opening A New Account


To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account.


This Notice answers some questions about your firm’s Customer Identification Program.


What types of information will I need to provide?

When you open an account, your firm is required to collect information such as the following from you:

·        Your name

·        Date of birth

·        Address

·        Identification number:

o       U.S. Citizen:  taxpayer identification number (social security number or employer identification number)

o       Non-U.S. Citizen:  taxpayer identification number, passport number, and country of issuance, alien identification card number, or government-issued identification showing nationality, residence, and a photograph of you.

You may also need to show your driver’s license or other identifying documents.


A corporation, partnership, trust or other legal entity may need to provide other information, such as its principal place of business, local office, employer identification number, certified articles of incorporation, government-issued business license, a partnership agreement, or a trust agreement.


U.S. Department of the Treasury, Securities and Exchange Commission, NASD, and New York Stock Exchange rules already require you to provide most of this information.  These rules also may require you to provide additional information, such as your net worth, annual income, occupation, employment information, investment experience and objectives, and risk tolerance.


What happens if I don’t provide the information requested or my identity can’t be verified?

Your firm may not be able to open an account or carry out transactions for you.  If your firm has already opened an account for you, they may have to close it.


We thank you for your patience and hope that you will support the financial industry’s efforts to deny terrorists and money launderers access to America’s financial system.

Copyright or Other Notices
If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Procedure for Making Claims of Copyright Infringement
Koehler Financial Services, Inc. and its parents, subsidiaries and affiliated companies respects the intellectual property of others and asks that our users and those posting content to this site do the same. It is the policy of Koehler Financial Services, Inc. to respond expeditiously to claims of intellectual property infringement by promptly processing and investigating notices of alleged infringement and taking appropriate actions under the Digital Millennium Copyright Act ("DCMA") and other applicable intellectual property laws. If you believe that your copyrighted work is accessible on this site in a way that constitutes copyright infringement, you may notify us by providing our Copyright Agent with the following information: 1) the electronic or physical signature of the owner of the copyright or of the person authorized to act on the owner's behalf; 2) identification of the copyrighted work or other intellectual property that you claim is being infringed; 3) identification of the material that you claim is infringing; 4) identification of the URL or other specific location on this site where the material that you claim is infringing is located (please be as specific as possible); 5) your name, address, telephone number, and email address; 6) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and 7) a statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf.

Koehler Financial Services, Inc.'s Agent for Notice of claims of copyright infringement on this site:  Randy P. Koehler, President, Koehler Financial Services, Inc. & Co., Inc., 5764 James Drive, Stevensville, MI 49127.  269-429-0650.  Randy@KoehlerFinancial.comPlace “Copyright infringement” in the subject line of the e-mail. 

Use of Links
Should the viewer review information linked to this site or  leave this site via a link contained herein, and view content that is not provided by Koehler Financial Services, Inc., the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Koehler Financial Services, Inc.. Koehler Financial Services, Inc. is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Koehler Financial Services, Inc. makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Koehler Financial Services makes no representations or warranties about any other website which you may access through this one.  When you access a non-Koehler Financial website, even one that may contain the Koehler Financial Services Inc.'s logo and content regarding Koehler Financial Service's products and services, please understand that the website is independent of Koehler Financial Services, Inc., and that Koehler Financial Services, Inc. has no control over the operation of that web site. In addition, a link to a non Koehler Financial Services, Inc. website does not mean that Koehler Financial Services, Inc. endorses that web site or has any responsibility for the use of such website.